JacobEspositoHawkenProjects2022

 If I was to give Hawken students any piece of advice, I would tell them to invest as early and as much as they can as soon as possible. When people invest into these big corporations, the ones that are low risk, they are able to have the potential to grow their wealth Which will benefit them when they want to retire. I have invested my self even before this project begun but also it has emphasized the importance of early and safe investments that are diverse. Through my work, I have seen different types of investments and how that when the investments are diverse and low risk, there’s a greater chance for return when the people want to retire. Investing takes time and the more time one has for the money to compound, the more they will have, so if people invest in high school, they will have much more money than they would if they start investing in their early 20s.

Something that pleasantly surprised me was the accessibility to safe investments to people of all economic ranges. I came into this thinking that only the ultra rich and wealthy have the opportunity to buy prime real estate in prime locations thus making money off these assets. I have found out through my studies that this is not true. When people buy stocks, they are buying shares of companies, which buy the buildings thus whatever the company profits, the stockholder will also get paid through the dividends that are paired out quarterly. I was pleasantly surprised at this information because this fosters a more equal opportunity for everyone in the United States regardless of their income to make and grow their wealth. 

 So the organization I am working with is very beneficial for people who are in all different types of social economic ranges because they take peoples retirement money and they invest that money into different assets which will hopefully increase the amount of money they have when they want to retire. This Increase in money will be very beneficial to them because it will impact their life and impact the stability and financial freedom they have even when they do not have a job. I intend to affect everyone who listens to my presentation by informing them on the benefits of investing early in while they still have the financial freedom of living with their parents or guardians. While they are younger they have the ability to invest with lower stakes because even if they lose their investment they will most likely still have the comfort and peace of mind of not yet being out of their retirement fund. They can use this time to gain the skills and knowledge about how to safely invest. ...

 Something challenges I have experienced with my project is stilling living in a COVID world. During my senior project, my family contracted COVID, this has made navigating a world place a lot more difficult. This has forced me to test often while being very careful about others. I do not want to spread it to others, so this has made me become a lot more conscientious about myself and the people who I am around all the time. Although this was unexpected and inconvenient, luckily being online many times in the past 2.5 years had prepared me well and I was still able to complete the work i had to complete for the day. I became more flexible and I was able to see in a work place, how everyone must lookout for the well being of the other people in the work environment because one poor decision could have affected many other people extending far from my family. 

 I was inspired to do this project because I am interested in Bussiness and finance during and after college, and the mentor I am working with is an expert in both of these fields. Although this is my first experience with work in this area, I have some prior knowledge however not a lot. I hope to gain much knowledge about Mr. Tewari’s journey up until this point in his career. I hope to learn about his successes and his failures and what can help me avoid some of my own as I start my career. I am very excited to work with Mr. Tewari for the duration of my senior project and perhaps after.